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Have you received a pre-approved offer from Ridgestone Funding?
Did your pre-approved offer include a pre-approval code as if you were personally selected for this offer?
Did your pre-approved offer state: “Your pre-approved for $49,000 through Ridgestone Funding”
Did your pre-approved offer include a check for $49,000?
Did your pre-approved offer show your interest rate being reduced from 17.2% to 2.92% APR?
Did your pre-approved offer show your new monthly payment is reduced from $1,248 to $250?
Who is Ridgestone Funding? They aren’t a lender. They appear to be a lead generator primarily selling to debt settlement companies.
Seems a little good to be true?
And off you go looking for reviews.
Is Ridgestone Funding Legit or a Scam?
Crixeo.com awarded Ridgestone Funding a 2-star rating (data collected and updated as of December 27, 2021). We hope the information below will help you make an educated decision on whether to do business with then company.
- Ridgestone Funding is not a lender.
- It appears that Ridgestone Funding is operating a typical bait and switch scheme – but not for themselves – for their lead buyers. They lure you in by sending you direct mail with a offering a ridiculous 2.92% interest rate to consolidate your high-interest credit card debt.
- Ridgestone Funding doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate…
