March 26, 2024
Editorial Credit: Roman Samborskyi

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Have you received a pre-approved offer from Point Break Financial?

Did your pre-approved offer include a pre-approval code as if you were personally selected for this offer?

Did your pre-approved offer state: “Your pre-approved for up to $50,000 at a fixed rare as low as 5.99%

Did your pre-approved offer show your interest rate being reduced from 21% to 5.99% APR?

Did your pre-approved offer show your new monthly payment being reduced from $1600 to $773?

Who is Point Break Financial? They aren’t a lender. They appear to be a lead generator primarily selling to debt settlement companies.

According to Point Break Financial’s web site:

This website is owned and operated by Point Break Holdings LLC. Address: 1968 S Coast Highway #1028 Laguna Beach, CA 92651. Loans are offered by Point Break Holdings LLC dba Point Break Financial affiliates. Kuber Financial, LLC dba Mobilend is an affiliate of Point Break Financial.

Seems a little good to be true?

And off you go looking for reviews. 

Is Point Break Financial Legit or a Scam? awarded Point Break Financial a 2-star rating (data collected and updated as of December 27, 2021). We hope the information below will help you make an educated decision on whether to do business with then company.

  • Point Break Financial is not a lender.
  • It appears that Point Break Financial is operating a typical bait and switch scheme – but not…

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