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A N N U A L R E P O R T
Focused on Growth
- Strong mortgage and home equity loan production
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- Strategically added mortgage sta in new market areas to increase volume
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- Expanded commercial lending sta to add equipment lending expertise and volume
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- Developed digital sales channel to expand geographic and demographic reach
T A B L E O F C O N T E N T S
- Message to Shareholders
- Financial Highlights
- Independent Auditors’ Report
Innovation and Technology
- Renegotiated core contract to reduce cost and add digital capabilities
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- Increased security technology for…