October 15, 2025


“Part of what makes these scams hard for caregivers is that the victims come from a generation typically raised to be private and taught to be kind and polite,” says Amy Nofziger, who is the director of Fraud Victim Support and oversees the AARP Fraud Watch Network’s free helpline, at 877-908-3360. “They feel compelled to answer the doorbell, provide information when an authority figure requests it and feel uncomfortable hanging up on someone.”

Add to that the fact that many victims have recently lost a spouse and now have more time on their hands. Many spouses who’ve devoted the past few years to caring for that loved one see this phase as their last chance for true love and happiness.

A cautionary tale

Bill* lost his father two years ago to cancer; his mother, Alice*, 81, of Kansas, had been her husband’s full-time caregiver. After the funeral, Bill and his wife, Carol*, stayed in Kansas to help Alice get on her feet and organize her financial affairs. As a precaution, Bill added himself as an authorized user to her bank accounts, since the family business was in a trust and producing income.  

Before they returned home to Texas, Bill’s last words to his mother were that living alone, she was a target to potential scammers and had to be extra careful; she laughed it off. To look at Alice, a pillar in her…

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