Your credit score is a very important number to know and understand. The terms on just about every credit card, personal loan or mortgage you apply for are influenced by those three little digits. Lenders look at your credit score as shorthand to determine how risky or reliable you are as a borrower, so you should get into the habit of checking it often.
In this guide, we’ll walk you through the different ways you can check your credit score — whether you’re an individual or a business.
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How to check my credit score
Before we dive in, you should know that you actually have several different types of credit scores. FICO scores and VantageScores are by far the most common ones — and these are further broken down into other versions that are used by separate lending industries. The best way to think of them is as brand names. FICO scores and VantageScores are the Walmarts and Targets of credit scores, if you will.
Checking your credit score(s) often is a smart money move. Doing so won’t…
