Home improvement scams begin in earnest during March. Beware of “pop-up” contractors offering great deals on driveway paving, siding installation or general contractor work. Typically, the perpetrator appears at your door making a fantastic offer on the price of the repair work. The scenario: “I happened to be in the area working on a job, and we overestimated the amount of material necessary. Rather than drive home with the products, I’m willing to offer you a great deal, so I can break even.”
The offer is made under a sense of urgency: You need to decide right now. “Cold call” offers such as this should raise a red flag. Don’t jump on the offer, as that is exactly what the criminal wants. Take your time to decide. Ask the “contractor” for local references and request a copy of proof of insurance. Hesitation on the part of the contractor or renewed pressure to act screams “refuse the offer.” Accepting the deal and making payment with cash or check can be problematic. While it might be worth little in the long run, at least demand a written contract and conduct a check of the address and contact information.
Heading to college or graduating from college? Pin a bull’s eye on your back for scammers. “Special” debt relief offers, apartment rentals or fraudulent offers of employment can drain your bank account, leaving…
