Before you delete that email with the subject line: Equifax Breach Settlement (Credit Monitoring Instructions and Activation Code), stop, take a breath and reconsider. Chances are it is legitimate. The message announces the finalized settlement for consumers of a data breach Equifax experienced in 2017 that exposed the names, Social Security numbers, birth dates, addresses—and in some cases driver’s license numbers, credit card account numbers, and other personal information of up to 147 million people.
Eligible claimants (see below) who signed up for free credit monitoring will receive free membership in Experian IdentityWorks℠ for four years. Membership includes credit monitoring from all three credit bureaus, access to your Experian credit report, Internet Surveillance, with up to $1 million in identity theft insurance, and complimentary Identity Restoration services.
Following appeals, the recently announced settlement was finalized in January 2022. eligible claimants will receive an email or letter by Feb. 22, 2022, that includes an activation code to be used to sign up for the free four-year Experian IdentityWorks℠ membership by June 27, 2022.
Key Takeaways
- Letters and emails are going out through Feb. 25, 2022 telling eligible Equifax security breach claimants how to sign up for four years of free credit monitoring.
- You must have registered a valid claim by Jan. 22, 2020 to be eligible for this offer.
- Sign up for credit monitoring with an…
