October 15, 2025

67% Say Personal Finance Should Be Required in High School

A mid-February survey reveals that over two-thirds of respondents believe that a personal finance course should be a requirement to graduate from high school. On top of that number, another 26% say it should at least be offered as a high school elective. According to Next Gen Personal Finance, 21 states require at least some personal finance instruction as part of their high school curriculum, but only 10 states require a semester-long personal finance class for graduation. The survey also shows that most young adults don’t get their first credit card under parental guidance. Over 56% of survey respondents got their first credit card on their own either during college or after they graduated from high school. [US News & World Report]

This Is Why Visa, Mastercard, and American Express Are in Trouble

When we swipe those cards, credit card transactions cost merchants nearly 3% just to be completed. And even then, it can take days for the money to be deposited into their bank accounts. This is a direct cost that comes out of their bottom line, and most merchants have little choice in the matter. In just the last month, there’s been an advance on the Solana blockchain that could almost eliminate most of those credit card fees and replace them with blockchain transactions. Cryptocurrencies have long…

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